Senior Financial Planner
- Manoj Arora
Prior to joining the team at Mosaic, Steve was an Associate Advisor at Hilltop Advisors LLC. He received his Bachelors in Economics from Tulane University and completed his financial planning studies at Southern Methodist University. He is a Certified Financial Planner™ professional. Steve is involved in a variety of planning-related charities and volunteer organizations, including the Horizons Foundation and SF Financial Planning Days.
Steve specializes in working with couples and singles whose financial situations don’t fit the mold, including same sex couples, unmarried couples, domestic partners, and divorced or widowed clients. He holds the Accredited Domestic Partner Advisor designation, which provides him with additional education and training on the special financial and legal issues that couples experience when their relationships don’t have federal recognition. Steve has been interviewed by the Wall Street Journal, USA Today, and the San Francisco Business Times in relation to the financial implications for couples that recent Supreme court decisions have brought to the forefront.
Originally from Dallas, Texas, Steve relocated to the Bay Area in 2007. Before beginning his career in financial planning, Steve explored a variety of careers, including Spanish court interpreter, film and television location manager and staff assistant at the National Geographic Magazine in Washington D.C.
NerdWallet / March 3, 2017
Looking for your first home? Let your budget and minimum requirements guide your expectations, develop criteria about when to make offers, and don't forget your goals. Steve Branton understands the drivers impacting the real estate market in the San Francisco Bay Area, and he has 6 tips for the uninitiated.
Financial Advisor / August 24, 2016
Financial advisors cite diversification and alpha as two important reasons to add select hedge funds to a client's portfolio, despite the bad press hedge funds have been receiving in general. They stress that risk tolerance must be analysed. Steve is quoted in this article by Juliette Fairley, stressing due diligence: “We do a Finametrica survey to try and gauge the risk appetite of our risk-aggressive clients, then incorporate it into their investment policy statement."
Zing! Blog / August 19, 2016
"To ensure you enter your 30s on the right track with your money, consider these five expert-recommended moves before you blow out your birthday candles." Emily Starbuck Crone writes about money moves for the late twenties for Zing! Blog by Quicken Loans; the expert she consulted and quotes throughout the piece is Mosaic's Steve Branton.
Financial Advisor IQ / August 3, 2016
Doing a little pro bono work for friends can lead to enthusiastic referrals, Steve tells writer Thomas Coyle. "Beneficiaries of pro bono work see your passion and desire to help." Not only does this method strengthen Steve's business practice, but it enhances his personal relationships as well.
NerdWallet / July 27, 2016
If you move between countries, your money will have to, too. Steve offers a primer on the topic areas associated with cross-border planning, and notes that the "potential pitfalls associated with cross-border financial transactions can range from severe penalties for failing to pay taxes properly, to banks simply refusing to move money between domestic and foreign accounts without draconian levels of verification." If you're thinking of moving to another part of the world, consult a professional to properly protect your financial interests, and to avoid as many headaches as possible during your transition.
Time.com / June 25, 2016
A year ago, the Supreme Court declared same-sex marriage legal throughout the United States. Over 120,000 couples have wed since the landmark decision, but as Alexandra Mondalek writes in Money Magazine, a section of Time.com: "there's one big area where LGBT Americans ...lag: their finances." Steve Branton, Senior Financial Planner at Mosaic, weighs in on what factors may influence this data.
Would-be investors considering crowdfunding a startup should think less about hitting the jackpot and more about their financial plan, notes Steve to Anne Kates Smith.
This article was originally published in the May issue of Kiplinger's Personal Finance Magazine; it syndicated to Kiplinger.com.
Crowdfunding is the current hot way to source funding from the public collective. But is it right for your portfolio? Steve weighs the pros and cons.
Steve Branton weighs in on pro forma tax returns, and how they might benefit unmarried individuals in long-term, committed relationships who are close to retirement. By Janet Kidd Stewart for Medical Economics.
Although delighting your loved ones with gifts can be exciting, no one likes a credit card hangover in January, or the feeling of having overextended yourself at the expense of your own long-term planning goals. Learn ways to set cash aside for gifts.
This article syndicated to Nasdaq.
Nerdwallet / September 15, 2015
Steve Branton discusses the real cost of raising a child in the Bay area.
Steve Branton talked about millennials and the importance of utilizing communication methods that speak to their unique view in today's financial market.
Steve Branton chimes on why you shouldn’t have too much of your company stock.
Steve Branton is quoted on the impact of a recent ruling and its impact on a variety of couples.
September 2011 – Present
January 2010 – September 2011
January 2008 – December 2009
March 2001 – December 2005