Disclosures

Mosaic Financial Partners (“Mosaic”) is a registered investment adviser with the Securities and Exchange Commission.   

All statements are current as of the date written and do not constitute an offer or solicitation to any person in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it would be unlawful to make such offer or solicitation. 

The standard fee schedules for Mosaic’s services are shown in the firm’s Form ADV Part 2

Mosaic does not provide tax advice. Accordingly, any discussion of U.S. tax matters contained herein (including any attachments) is not intended or written to be used, and cannot be used, in connection with the promotion, marketing or recommendation by anyone unaffiliated with Mosaic of any of the matters addressed herein or for the purpose of avoiding U.S. tax-related penalties.

 
Privacy Policy

Please view our privacy policy

 

Code of Ethics

Please view our code of ethics.

 

Performance

Past results are not necessarily indicative of future performance and are no guarantee that losses will not occur in the future.  Future returns are not guaranteed and a loss of principal may occur.  The standard deviations, information ratios and allocation targets may be higher or lower at any time.  There is no guarantee that these measurements will be achieved.  The information provided should not be considered a recommendation to purchase or sell a particular security. Any specific securities identified do not represent all of the securities purchased, sold or recommended for advisory clients, and may be only a small percentage of the entire portfolio and may not remain in the portfolio at the time you receive this report. 

You should not assume that investment decisions we make in the future will be profitable or will equal the investment performance of the past.  Broad-based securities indices are unmanaged and are not subject to fees and expenses typically associated with managed accounts or investment funds. Investments cannot be made directly in an index.  Diversification does not guarantee a profit nor protect against loss.

 

Back-Tested Results

Any back-tested results based on simulated or hypothetical performance have certain inherent limitations. Unlike the results shown in an actual performance record, these results do not represent actual trading. Also, because these trades have not actually been executed, these results may have under-or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity. No representation is being made that any account will or is likely to achieve profits or losses similar to these being shown.

Any case studies are intended to illustrate services available through Mosaic.  They do not necessarily represent the experience of other clients nor do they indicate future performance. 

 

Research/Outlook Disclosure

The information and/or analysis presented  have been compiled or arrived at from sources believed to be reliable, however Mosaic does not make any representation as their accuracy or completeness and does not accept liability for any loss arising from the use hereof.  Some internally generated information may be considered theoretical in nature and is subject to inherent limitations associated therein.  Any sectors or allocations referenced may or may not be represented in portfolios of clients of Mosaic, and do not represent all of the securities purchased, sold or recommended for client accounts.

Due to differences in actual account allocations, account opening date, timing of cash flow in or out of the account, rebalancing frequency, and various other transaction-based or market factors, a client’s actual return may be materially different than those portrayed in the model results.  The reader should not assume that any investments in sectors and markets identified or described were or will be profitable. Investing entails risks, including possible loss of principal. The use of tools cannot guarantee performance. Past performance is no guarantee of future results. The information provided may contain projections or other forward-looking statements regarding future events, targets or expectations, and is only current as of the date indicated. There is no assurance that such events or targets will be achieved, and may be significantly different than that shown here. The information presented, including statements concerning financial market trends, is based on current market conditions, which will fluctuate and may be superseded by subsequent market events or for other reasons.

Actual results may vary based on an investor’s investment objectives and portfolio holdings. Investors may need to seek guidance from their legal and/or tax advisor before investing. 

 

Hyperlinks

The information being provided is strictly as a courtesy. When you click on a link to any third party web sites provided here, you are leaving the Mosaic site. We make no representation as to the completeness or accuracy of information provided at these sites and the information and opinions on this site provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. It is given for informational purposes only and is not a solicitation to buy or sell the securities mentioned. The information is not intended to be used as the primary basis for investment decisions, nor should it be considered as advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content.

 

Awards and Recognitions

Awards listings, rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Mosaic Financial Partners (Mosaic) is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Mosaic by any of its clients. Awards listings, rankings and/or recognition published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized advisor.

National Advisors Trust was founded by a nationwide consortium of independent financial planners, including Mosaic Financial Partners, Inc. and is managed by financial planners who have a deep understanding of  clients’ trust needs. NATCO is federally chartered and regulated by the Office of the Comptroller of the Currency (OCC), a bureau of the U.S. Treasury Department, and is authorized to do business in all 50 states.   By law, client assets are segregated from the capital assets of National Advisors Trust and are not subject to potential creditor claims against the Trust Company.  

National Advisors Trust has built a solid financial institution that brings independence, security and trust to clients. You receive responsive service, attention to detail and the highest standard of professional excellence, while maintaining the trusted relationship and wealth management strategy built with Mosaic. 

As a result of Mosaic’s ownership standing with National Advisors Trust, Mosaic is able to offer a full range of trust services with capabilities in all 50 states.  As an independent trust company, NATCO’s primary responsibility is to ensure the safekeeping of your assets. The company has built its reputation for security on this foundation of safety and stability. 

Trusts can play an important role in your wealth management plans and Mosaic can tap into a variety of accounts and services through National Advisors Trust.

See Role of the Beneficiary, Trustee and Investment Advisor.  Visit www.NationalAdvisorsTrust.com for more information of trusts.

 

NATCO’s custodial services include:

Account Services

  • Securities safekeeping
  • Income collection from securities
  • Settlement of securities, trades as directed
  • Payment of funds, when directed
  • Timely statement delivery

Account Types

  • Individual, Joint and Institutional
  • Community Property
  • Uniform Gifts to Minor Act (UGMA)
  • Transfer on Death (TOD)
  • Custodian of Trust

National Advisors Trust ascribes to the highest standards of service as set forth in ISO 9001:2000 - an international measure focused on quality management systems and continuous improvement of product/service delivery.

The shareholder advisory firms are located nationwide and provide their clients with customized, long term planning and investment strategies.

See http://www.nationaladvisorstrust.com for more information.

- See more at: http://mosaicfp.com/natco-national-advisors-trust#sthash.1OE2OmCm.dpuf

National Advisors Trust was founded by a nationwide consortium of independent financial planners, including Mosaic Financial Partners, Inc. and is managed by financial planners who have a deep understanding of  clients’ trust needs. NATCO is federally chartered and regulated by the Office of the Comptroller of the Currency (OCC), a bureau of the U.S. Treasury Department, and is authorized to do business in all 50 states.   By law, client assets are segregated from the capital assets of National Advisors Trust and are not subject to potential creditor claims against the Trust Company.  

National Advisors Trust has built a solid financial institution that brings independence, security and trust to clients. You receive responsive service, attention to detail and the highest standard of professional excellence, while maintaining the trusted relationship and wealth management strategy built with Mosaic. 

As a result of Mosaic’s ownership standing with National Advisors Trust, Mosaic is able to offer a full range of trust services with capabilities in all 50 states.  As an independent trust company, NATCO’s primary responsibility is to ensure the safekeeping of your assets. The company has built its reputation for security on this foundation of safety and stability. 

Trusts can play an important role in your wealth management plans and Mosaic can tap into a variety of accounts and services through National Advisors Trust.

See Role of the Beneficiary, Trustee and Investment Advisor.  Visit www.NationalAdvisorsTrust.com for more information of trusts.

 

NATCO’s custodial services include:

Account Services

  • Securities safekeeping
  • Income collection from securities
  • Settlement of securities, trades as directed
  • Payment of funds, when directed
  • Timely statement delivery

Account Types

  • Individual, Joint and Institutional
  • Community Property
  • Uniform Gifts to Minor Act (UGMA)
  • Transfer on Death (TOD)
  • Custodian of Trust

National Advisors Trust ascribes to the highest standards of service as set forth in ISO 9001:2000 - an international measure focused on quality management systems and continuous improvement of product/service delivery.

The shareholder advisory firms are located nationwide and provide their clients with customized, long term planning and investment strategies.

See http://www.nationaladvisorstrust.com for more information.

- See more at: http://mosaicfp.com/natco-national-advisors-trust#sthash.1OE2OmCm.dpuf